We Build Financial
Products
for the Next Generation
2 North 1 is a fintech innovation studio. We design and build the financial products and infrastructure shaping how the next generation manages money.
Carbon Card
A neobank built for the next generation. Carbon Card reimagines everyday banking — combining a sleek physical card, instant digital payments, and intelligent spending insights in one seamless experience.
- Real-time spending analytics & insights
- Instant peer-to-peer transfers
- Smart card controls at your fingertips
- Perks tailored to your daily life
More products in development — stay in the loop
A different kind of
financial company.
Most fintech companies patch over old systems. We build new ones. Our philosophy is simple: financial products should be as elegant, intuitive, and powerful as the technology that surrounds them.
Built from First Principles
We don't patch legacy systems. We rethink financial products from the ground up, designing for the world as it is — and where it's headed.
Next-Gen Infrastructure
Modern technology stacks built for the scale, speed, and security that today's users demand. No shortcuts, no technical debt.
Obsessively User-Centric
Every product decision starts and ends with the user. We build for real people solving real problems — not for boardrooms or box-checking.
The financial system was built
for a different era.
We're building the infrastructure
for what comes next.
Khalid Shafique
Khalid Shafique
Background
- F1 Marketing Director
- F1 Commercial Director
- China GT Series Managing Director
- Serial Entrepreneur
Expertise
Ready to build the
future together?
Whether you're a potential partner, investor, or just want to follow along — we'd love to hear from you.